My friend Anna, an occasional contributor in my blog, posted a comment about Obamacare in Facebook and one of her friends and her father answered with some excellent comments. She gave me permission to post the conversation in my blog.
While the friend had great points, I especially enjoyed reading the father-daughter interaction because it showed a beautiful connection between the two of them and very good analysis of the options and benefits of the law but also of the weaknesses and the politics behind Obamacare.
Daughter: Health insurance for $600-$700 a month for a family 5 sound good? How about $12,000 deductible? (No benefit is paid out until after deductible is met.)
March 22 at 10:15am ·
Friend: Is this a rhetorical question? For a family of 5. It sounds good to me.
March 22 at 10:18am
Friend: Well….. it does and it doesn't. Considering how fast medical bills rack up i'd rather pay 12,000 off over time than lets say 50,000 + or the risk of having property seized. What about regular doctors visits? Certainly an imperfect system. I was paying $300 a month years ago before I canceled my insurance. Hope it all works out Im sure I'll be posting something similar before the end of the month when I cave to the deadline
March 22 at 10:29am ·
Daughter: In most years, I will not spend more than $12 thousand on care, so we will be paying $600 a month and still have to pay as we go. We will see the benefit only in a catastrophic year. I don't know. I was shocked by the $12 thousand deductible.
March 22 at 10:28am ·
Father: P. pays $314/month for one person (me) for health insurance through Barry (hers is paid by Barry). It does not include dental and carries a $4000 deductible for the two of us per year. This option — offered by Barry — makes me ineligible for Obamacare, which would be much cheaper, of course.
March 22 at 10:33am ·
Friend: The deductibles are very high for the plans i'm offered as well, which is why i've been dragging my feet. The reforms to help people once denied coverage are great but its a bit of a shock for the rest of us. Sadly proposals made for a universal single-payer healthcare system in the United States have never had more than 20% congressional co-sponsorship.
March 22 at 10:36am ·
Father: As we all know, healthcare is BIG business and Obamacare cannot change that. When it comes to healthcare, we (the US), pay TWICE as much for healthcare as the next highest paying country, and according to various evaluations we (the USA) are ranked the 37th of the quality of care we receive. Facts. Those darn facts.
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